Business Products & Services

Standard Features - Online Business Banking

• Bill Pay (not available in the MBT2Go app)
• Autobooks Invoicing
  
• Debit Card Management
• Custom Users
  • Business customers may set up employees to access bank records based upon their individual needs. Available features are restricted by individual user IDs and passwords.

Business Products & Services

Cash Management Services

Enjoy the convenience and security of 24-hour access to your account to streamline your payroll, payments, and accounts receivables with ACH origination services.

• • • • • Ability to originate payroll files & other ACH files
        • Ability for file upload
        • Ability for dual control in file processing
        • Flat monthly fee based on transaction items

Merchant Services

Point of Sale (POS) systems that allow your customers to pay with a debit or credit card. 

• • • • • Includes equipment and terminal support.
          
        • Terminal costs vary by machine
        • Flat monthly processing fee + transaction fees charged per company (Visa, Mastercard, and American Express)

Remote Deposit

Allows your business the freedom to deposit checks electronically without leaving the office.

• • • • • Ideal for customers who process a high volume of checks or customers who are unable to regularly visit an MBT Bank branch.
        • Convenient way to deposit checks.
        • Allows funds to be available sooner, improving working capital.
        • Free scanner (leased) and initial set-up.
        • Flat monthly fee based on items.

Positive Pay

A fraud prevention tool that helps guard against check & ACH fraud.

• • • • • Detect suspicious check activity.
        • Simplify check reconciliation.
        • Reduce the risk of financial loss.
        • Improve accounts payable processes.
        • Flat monthly fee

How does Positive Pay work?

• • • Allows you to upload or manually enter a list of all ACH transactions and check issues.
    • Compares the presented check or ACH charge to the list that has been entered.
    • Allows time for business owners to review any exemption and either accept or return the check and/or ACH transaction.
      

Autobooks

Standard Features

• • • • • Create electronic invoices to email or print.
        • Accept payments by debit/credit card or ACH.
        • No monthly fees, only pay processing rates for card & ACH transactions.

Upgraded Account & Bookkeeping Features

• • • • • Offers the same invoicing & payment acceptance as the standard version.
        • Generate reports like balance sheets, income statements, and customer aging reports.
          
        • Only $9.99/month after 90-day free trial.

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Additional Business Solutions