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MBT Bank
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Community Reinvestment Act

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. MBT Bank has made this information accessible online for public inspection. To request a printable file, please complete the request form below.
Updated 7/26/2024

Requests & Comments

2021 - 2023 None

Request a Full Report

To request a printable version of our complete CRA Public File, please complete the form below.
 

Public Disclosures


CRA Notice

Locations & FDIC Signage

Bank Locations





Manufacturers Bank & Trust Company (Corporate Building)
245 E J Street
PO Box 450
Forest City, IA 50436
(641) 585-2825

Opened February 2, 1970

Geocode Tract: 6803.00
Lobby Hours:
Mon - Fri 8:30 AM - 4:00 PM
Drive-Up Hours:
Mon - Fri 8:00 AM - 5:00 PM

MBT Lending & Insurance
125 North Central
PO Box 450 
Forest City, IA 50436
(641) 585-5363

Opened March 14, 1993

Geocode Tract: 9508.00 Lobby Hours:
Mon - Fri 8:30 AM - 4:00 PM

MBT Bank Clear Lake
800 Highway 18 E 
PO Box 32 
Clear Lake, IA 50428
(641) 357-6161

Opened June 3, 2024

Geocode Tract: 9507.00
Lobby Hours:
Mon – Fri 8:30 AM - 4:00 PM
Drive-Up Hours:
Mon – Fri 8:00am – 5:00pm

MBT Bank Clear Lake Downtown
300 1st Ave N 
PO Box 32
Clear Lake, IA 50428
(641) 357-7074

Purchased from Commercial Federal September 14, 2001
Closed 5/31/2024

Geocode Tract: 9508.00
Drive-Up Hours:
Mon – Fri 8:30am - 3:00pm

MBT Bank Clear Lake Highway
1919 Highway 18 E 
PO Box 32 
Clear Lake, IA 50428
(641) 357-6161

Opened June 15, 2004 
Closed 5/31/2024

Geocode Tract: 9507.00
Lobby Hours:
Mon – Fri 8:30 AM - 4:00 PM
Drive-Up Hours:
Mon – Fri 8:00am – 5:00pm

MBT Bank Lake Mills
106 West Main 
Lake Mills, IA 50450 
(641) 592-0041

Purchased from Commercial Federal September 14, 2001


Geocode Tract: 6801.00
Lobby Hours:
Mon – Fri 8:30 AM - 4:00 PM
Drive-Up Hours:
Mon-Fri 8:30 AM - 4:30 PM 

MBT Bank Rochester
4408 W Frontage Road Hwy 52 NW 
Rochester, MN 55901 
(507) 226-8460

Opened June 22, 2015

Geocode Tract: 0014.02
Lobby Hours:
Mon – Fri 8:30 AM - 4:30 PM
Drive-Up Hours:
Mon-Fri 8:30 - 4:00 PM

MBT Bank Hayfield
216 1st Ave NE 
PO Box 5 
Hayfield, MN 55940
(507)477-2212 

Purchased from Citizens State Bank September 17,2021

Geocode Tract: 9504.00 
Lobby Hours:
Mon – Fri 8:30am – 4:00pm
Drive-Up Hours:
Mon – Fri 8:15am – 5:00pm

MBT Bank Mantorville
402 N Main St 
Mantorville, MN 55955 
(507)635-2481

Purchased from Citizens State Bank September 17,2021.

Geocode Tract: 9501.00

Lobby Hours:
Mon – Fri 8:30am –4:00pm
Drive-Up:
Mon – Fri 8:15am – 4:30pm

MBT Bank Dodge Center
42 W Main St 
PO Box 388 
Dodge Center, MN 55927
(507)374-6090

Purchased from Citizens State Bank September 17, 2021


Geocode Tract: 9502.00

Lobby Hours:
Mon – Fri 8:30am –4:00pm
Drive-up Hours:
Mon – Fri 8:15am – 4:30pm

  

MBT Bank Blooming Prairie
245 East Main Street 
PO Box 277 
Blooming Prairie, MN 55917
(507) 583-6688

Purchased from F&M September 17, 2021


Geocode Tract: 9608

Lobby Hours:
Mon-Fri 8:30am-4:00pm
Drive-up Hours:
Mon-Fri 8:00am – 5:00pm

MBT Bank Austin
607 North Main Street 
Austin, MN 55912 
(507) 437-3253

Purchased from F&M September 17, 2021


Geocode Tract: 4.10


Lobby Hours:
Mon-Fri 8:30 AM – 4:00 PM
Drive-Up Hours:
Mon-Fri 8:00 AM – 5:00 PM

ATM Locations 

Branch ATM Location County Tract
Forest City - Main Office
245 East J St
Forest City, IA 50436
Drive Up Lane 2 Winnebago County Geocode Tract: 6803.00
Clear Lake
800 Highway 18 E
Clear Lake, IA 50428
Drive Up Lane 2 Cerro Gordo County Geocode Tract: 9507.00
Clear Lake (Removed)
1919 Highway 18 E
Clear Lake, IA 50428
Closed June 2, 2024
Drive Up Lane 3 Cerro Gordo County Geocode Tract: 9507.00
Lake Mills
106 West Main
Lake Mills, IA 50450
Inside vestibule Winnebago County Geocode Tract: 6801.00
Austin
607 North Main Street
Austin, MN 55912
Drive Up Lane 3 Mower County Geocode Tract: 4.10

Blooming Prairie:
245 East Main Street
Blooming Prairie, MN 55917

Drive Up Lane 3 Steele County Geocode Tract: 9608

Dodge Center:
42 W Main St
Dodge Center, MN 55927

Inside vestibule Dodge County
Geocode Tract: 9502.00

Hayfield:
216 1st Ave NE
Hayfield, MN 55940

Drive Up Lane 3 Dodge County Geocode Tract: 9504.00

Mantorville:
402 N Main St
Mantorville, MN 55955

Drive Up Lane 3 Dodge County Geocode Tract: 9501.00

Misc. Charges & Fees

Products & Services

Business & Personal Account Products

Business Checking Personal Checking Savings
  • Small Business
  • Basic Business
  • Business Analysis
  • Corporate Sweet Account



    Business Brochure

Services

Online & Misc. Services
  • Digital Banking
    (Online Banking & Mobile App)
  • Bill Pay
  • Gift Pay
  • External Transfers
  • Wire Transfers
Business Services
Debit / Credit Card Services


Assessment Area & Tracts


Assessment Area - Counties Census Tracts
Winnebago County, Iowa ALL: 6801, 6802, 6803, 999.99
Hancock County, Iowa
ALL: 2701, 2702, 2703, 2704, 999.99
Worth County, Iowa 6902
Cerro Gordo County, Iowa 9507, 9508, 9509
Olmsted County, Minnesota ALL: 0001.00, 0002.00, 0003.00, 0004.00, 0005.00, 0006.00, 0009.01, 0009.02, 0009.03, 0010,00, 0011.00, 0012.01, 0012.02, 0012.03, 0013.01, 0013.02, 0014.01, 0014.03, 0014.04, 0015.01, 0015.02, 0015.03, 0016.01, 0016.02, 0016.03, 0017.01,  0017.02, 0017.03, 0018.00, 0019.01, 0019.02, 0020.00, 0021.00, 0022.00,0023.00
Mower County, Minnesota 1.00, 2.00, 3.00, 4.10, 6.00, 8.00, 9.00, 10.00, 12.00
Dodge County, Minnesota ALL: 9501, 9502, 9503, 9504, 9505, 999.99
Steele County, Minnesota 9608
Freeborn County, Minnesota 1801

Maps