Online Account Opening
New and existing MBT Bank customers can open personal checking or savings accounts at any MBT Bank location or online. Online account opening is available for individuals ages 18 and older.
Checking Accounts
| GoPremium Checking | GoPlus Checking | GoEasy Checking | GoSimple Checking | GoSmart Checking | |
|---|---|---|---|---|---|
 Earns Interest
|
Yes | Yes | No | No | Yes |
 Qualifications to earn Higher Interest
|
15 debit card transactions posted to account monthly
1 ACH deposit or ACH auto debit per month
|
10 debit card transactions posted to account monthly
1 ACH deposit or ACH auto debit per month
|
x | x | Pays a higher rate of interest on balances up to $10,000 - no qualifications required |
 Key Perks
|
ATM service fee rebates up to $15 per month
|
ATM service fee rebates up to $15 per month
|
Low-cost account | Low-cost account with no minimum balance requirements |
For students ages 14 to 23
|
 Minimum to Open
|
$100 | $100 | $100 | $100 | $100 |
 Debit Card
|
Free
|
Free
|
Free | $10 Annual Fee, per card |
Free
|
 Monthly Pricing
|
$10 minimum balance charge waived with $5,000 balance
|
$10 minimum balance charge waived with $1,000 balance
|
$7 minimum balance charge waived with $100 balance
|
No Minimum Balance
No monthly
maintenance fee
|
No monthly
maintenance fee
No Minimum Balance
|
 Statement Options
|
$3 monthly paper statement fee waived with
e-statement
|
$3 monthly paper statement fee waived with
e-statement
|
$3 monthly paper statement fee waived with
e-statement
|
$3 monthly paper statement fee waived with
e-statement
|
$3 monthly paper statement fee waived with
e-statement
|
Savings Accounts
| Savings | High Performance Savings | Money Market | |
|---|---|---|---|
 Tiered Interest
|
No | Yes | Yes |
 Features
|
Interest compounded and credited monthly
|
Interest compounded and credited monthly
|
Interest compounded and credited monthly
|
 Excessive Withdrawal Charge
|
$3 per excessive withdrawal
|
$6 per excessive withdrawal
|
$6 per excessive withdrawal
|
 Minimum to Open
|
$100 | $1,000 | $2,500 |
 Minimum Balance Charge
|
$3 if balance falls below $100 | $10 if balance falls below $1,000 |
$10 if balance falls below $2,500
|
 Statement Options
|
Monthly Statements:
Paper or eStatement
|
Monthly Statements:
Paper or eStatement
|
Monthly Statements:
Paper or eStatement
|